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If the property is empty and the buyer does not require a mortgage, a sale or purchase can all be completed in a few days but this is very unusual. However it is more likely that a mortgage will be required and there will be a chain of transactions and if that is the case it will usually take 4-6 weeks to exchange contracts and then another 2-4 weeks between exchange of contracts and completion making a total of 6-10 weeks from start to finish. We always do all that we can to progress your transaction as quickly as possible but as many things are out of our control we cannot give any guarantee about this and you should not believe anyone else who does!

If for any reason the mortgage offer is declined or delayed or it contains conditions that you cannot comply with the mortgage money may not be available when required. This is likely to mean that you will be unable to complete the contract, resulting in the loss of your deposit and a claim against you by the sellers for compensation. Therefore it is extremely dangerous to exchange contracts before the mortgage offer is received and any competent solicitor would strongly advise you against this.

If you are just selling or there is a surplus due back to you after the completion of your sale and purchase we will always try to send this to you on the day of completion or, at the very latest on the next working day. Payment is usually made by cheque but for larger amounts we can transfer the money direct to your bank if you request this in advance, provide us with your account details, and agree to pay the extra bank charges involved.