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Unmarried partners and co-habitees have no automatic entitlement to any of the estate of the surviving partner. You need to make a Will to protect your interests. If you have children, they will inherit everything equally. If you have no children, your estate will pass to your parents if they are alive. If they are not alive, then your estate will pass to your siblings and then your nephews and nieces. Your partner may be able to make a claim if they were financially dependent on you.

A beneficiary in the Will cannot witness you signing your Will, nor can the spouse or civil partner of the beneficiary. They will be disinherited if they do. Your witness should be independent and over the age of 18.

If your assets are held overseas, then it may be necessary for your Will to be valid for other countries as well and you may have to consider the laws of that country.

An LPA is a legal document that allows you to choose who you would like to make decisions on your behalf. The attorneys are usually trusted friends or family members who will run your affairs, pay bills, etc. An LPA can only be completed when you have mental capacity and is only usually used if you lose capacity. There are 2 types of LPA which appoint attorneys to make decisions on your behalf, one for Property and Financial Affairs and one for Health and Welfare. In all circumstances, the attorney must act in your best interests.

If you lose capacity before you make a Lasting Power of Attorney then your family will have to go to court to obtain a Deputyship. This process can be lengthy and more expensive.