Best Employment Solicitors in Irvine

I want to buy my first home – am I prepared? Buying a property is one of the biggest purchases a person will make in their lifetime, and therefore, the first thing you should do is work out if you are in a financial position to do so. This doesn't just include the cost of the property itself – you'll have to consider how you will pay legal fees, lender and broker fees, Land & Buildings Transaction Tax and removal fees. Before you can work out what type of property you can potentially afford and secure a mortgage, you need to have a substantial deposit ready. This can take first-time buyers years to accumulate so the sooner you start saving, the better. You should also make initial appointments with a mortgage advisor to find out what size of mortgage you would be able to borrow. There will be a range of options open to you which an advisor will be able to talk you through. This will give you an idea of what kind of house you should be looking to view and, once you’re ready to make an offer, will help you assure the selling solicitor that you have an agreement in principle. You’ll need to think about regular outgoings, such as buildings and contents insurance, that follow the purchase. All of these financial expenses can escalate quickly, so it's essential to have a clear idea about what you'll need to spend from the outset. Our qualified lawyers can help you put in place any financial arrangements for your upcoming property purchase.