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Mortgage IQ

(50)

Team
Stress
Insurance

“We went into the daunting task of acquiring a mortgage with very little knowledge but with the help of the staff in mortgage iq we where fully enlightened and helped. They where professional and so friendly the whole time and could not have done more...”

Featured

What is Co-ownership? Shared ownership means you buy a share of a property and Co-ownership buy the rest. You pay the mortgage on your bit (we will help you find the most suited lender) and pay Co-ownership rent on their bit, and you may not need a deposit. When you're able to, you can increase your share bit-by-bit until you own it all. What is the Maximum purchase price? £175,000 Is it only on New Builds? No - any property up to £175,000 that meets their criteria and passes a valuation. How do I know the maximum limit they will support me with? Book in with one of our Mortgage Advisers and we will work out your maximum affordability (and payments) for both Co-ownership and the bank along with finding you a suitable lender and talk you through how the whole process works from start to finish. We can even get you pre agreed with Co-ownership and a lender so you are ready to go when you find your dream home. Does Mortgage IQ charge extra for sorting the Co-ownership? No. And we prefer to do it for you if we are doing the mortgage so we can make sure everything is done in the right order and things go smoothly for you. It's an ideal way for First Time Buyers to get onto the property ladder whilst keeping costs down! And as this review to Co-ownership states - it is often cheaper than renting! Contact Mortgage IQ today.

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Ballymena Investment Centre

(25)

Pensions, Taxation, Savings & Investments

“Denver has been looking after me and my finances for a lot of years now. He has always been upfront, honest and fair. Explains things in depth when they're never completely clear and gives sound investment advice. Couldn't recommend him and this comp...”

FAQs

What are the key considerations for UK residents when planning for retirement?

When planning for retirement in the UK, it is essential to consider factors such as your desired lifestyle, expected expenses, and the age at which you plan to retire. You should also review your pension options, including workplace pensions, private pensions, and the State Pension. Assessing your current savings and investments, determining the level of risk you are comfortable with, and seeking professional advice can help you create a solid retirement plan.

What is the best approach to creating a diversified investment portfolio in the current economic climate?

When building a diversified investment portfolio in the current economic climate, it is crucial to spread your investments across different asset classes, sectors, and geographic regions. This helps reduce the impact of any single investment on your overall portfolio performance. Consider a mix of stocks, bonds, real estate, and alternative investments based on your risk tolerance, investment horizon, and financial goals. Regularly reviewing and rebalancing your portfolio is also important to ensure it aligns with your objectives.

How can I navigate the complexities of inheritance tax in the UK?

Navigating the complexities of inheritance tax in the UK can be challenging. Working with an experienced financial planner can provide valuable guidance on various strategies to mitigate inheritance tax, such as gifting assets, establishing trusts, or utilizing exemptions and reliefs. By understanding the rules and seeking professional advice, you can structure your estate in a tax-efficient manner and potentially reduce the burden of inheritance tax on your beneficiaries.

How can I effectively manage my debt and create a realistic debt repayment plan?

Managing debt effectively involves creating a realistic repayment plan. Start by assessing your total debt and understanding the interest rates and repayment terms for each debt. Consider prioritizing higher-interest debts while making minimum payments on others. Look for opportunities to consolidate debts at lower interest rates or negotiate repayment terms with creditors if necessary. Budgeting, cutting unnecessary expenses, and seeking professional advice can also contribute to a successful debt repayment strategy.

How can I ensure financial stability and security while planning for unforeseen circumstances such as job loss, illness, or disability?

Ensuring financial stability and security during unforeseen circumstances requires careful planning. Building an emergency fund that covers three to six months of living expenses can provide a safety net in case of job loss or unexpected expenses. Additionally, having adequate insurance coverage, including health insurance, disability insurance, and income protection insurance, can safeguard against income loss due to illness or disability. A comprehensive financial plan, including contingency strategies, can help you navigate challenging situations and maintain financial stability. Working with a financial planner can provide valuable insights and guidance specific to your circumstances.

More information can also be found on the FAQ page of our website.

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Mortgage Wise & Smart Wealth

(1)

Mortgages, Free Credit Report, Savings & Investments

“Peter has been brilliant at guiding us through buying our first home. Nothing has been too much trouble and he has explained everything to us. Very professional and easy service! Couldn't recommend more.”

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Rainey & Gregg Property & Financial

(8)

“Great estate agents with very helpful staff. Can arrange anything from buying or selling your house to getting a mortgage or insurance. Would highly recommend Rainey and Gregg. Thanks for all your help.”

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SRG Financial Management

(1)

Calculators, My Portfolio, Market Data

“I've been a client of SRG for the last three years for personal and professional financial planning. The team is friendly and highly knowledgeable about a wide range of financial areas and I trust them implicitly to help me plan for my future, and th...”

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A D Mitchell Financial Planning

“A.D. Mitchell Financial Planning Ltd is registered in Northern Ireland, Number NI 069884. Registered Office: 13 Church Street, Ahoghill, Ballymena, Co. Antrim, BT42 2PA.”

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Ballymena Mortgage & Financial Services

“Tracey had been told by 3 banks that she couldn't get a mortgage, Tracey thought she would never own a home. Ballymena Mortgages & Financial Services came to the rescue and successfully sourced a lender that would give her a mortgage, she is now the ...”

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Corin Berry Associates

“Corin has worked in financial services for over thirty years, having initially worked for Prudential where he gained a wealth of experience and knowledge, before starting out on his own as an independent financial adviser in 2000. Corin continually s...”

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Dean Financial Solutions

“My philosophy is centred around working closely with my clients; acting at all times with honesty, integrity and diligence in order to cement a long term relationship. I work in partnership with each client, whether they are an individual, family, bu...”

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Benning Financial Management

(50)

Pension
Decisions
Police

“Absolutely brilliant service. Andrew takes his time to explain everything and does not rush you into investment. I had a number of appointments before I decided open a portfolio. I liked that it gave me time to go away and think about my options. All...”

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Alan Gaston Insurance Services

(1)

“Glad to say I have had good service and sound advice here”

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Mbfs Mortgages & Financial Planning

(1)

“Brilliant service.”

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Tailored Financial Solutions

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H Armstrong & Associates

Accounting, Tax Services, Bookkepping

“Over the last 10 years we have developed a niche sectoral experience in the medical, pharmacy and legal sectors. One of our clients is the largest private healthcare provider in Northern Ireland.”

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Iq Financial

“From prudent financial planning at the start of your career to protecting the family's inheritance in later life, we work hard to understand your goals and aspirations,and devise a number of solutions to help you achieve these goals.”

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Pacem

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Verity Financial

“We've been in the financial services sector since 1992. Using the breadth and depth of understanding, gleaned through years of business and life experience, our goal is to bring you the peace of mind that your financial planning is in safe hands. Thi...”

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John Peoples Wealth Management

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David Kirkpatrick Associates

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MJ Kane & Co. Accountants

(42)

Tax Enquires and Investigations, Insolvency Solutions, Payroll

“Been using MJ Kane and Co. as my accountants since 2014 and their service has always exceeded my expectations. Very knowledgable, good advice and friendly staff, and all work performed thoroughly and efficiently.”

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E M Gray & Co

(17)

Products
Understand

“Tracey has been invaluable in the understanding of our personal requirements. The advice she has given has always been of a very high standard and tailored to our individual needs. Tracey is very knowledgeable, efficient, helpful and always available...”

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Mortgage Advisors Belfast

(50)

First Time Buyer
Knowledge
Life

“Absolutely delighted with the service we received from Sonya at Crawford Mulholland - couldn't recommend her enough! Having a pretty complicated personal situation, we were apprehensive about the process of buying a home but Sonya made the whole expe...”

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Medical & General Financial Solutions

(50)

Mortgage
Stress
Employed

“Medical and General have advised my family for decades on various financial matters. Most recently this year we completed on our house purchase/finance through Pat, Jenna and the team. They are fantastic financial advisors who give timely, realistic...”

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Platinum Financial Planning

(46)

Pension
Meeting
Company

“I came to Platinum for pension advice and was dealt with by Philip. What a very pleasant experience. Phil was very personable and helpful. I entered the premises on a bit of a downer but left buoyed and optimistic. He was very keen to address all my...”

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Average Cost	£3010
Minimum cost	£1004
Maximum cost	£8529
Avg Per Hour Rates	£302

Best Financial Advisors in Ballymena

The highest-rated Financial Planning & Wealth Management companies out of 54 vetted & reviewed in the Ballymena area.

Mortgage IQ

Ballymena Investment Centre

Mortgage Wise & Smart Wealth

Rainey & Gregg Property & Financial

SRG Financial Management

A D Mitchell Financial Planning

Ballymena Mortgage & Financial Services

Corin Berry Associates

Dean Financial Solutions

Benning Financial Management

Alan Gaston Insurance Services

Mbfs Mortgages & Financial Planning

Tailored Financial Solutions

H Armstrong & Associates

Iq Financial

Pacem

Verity Financial

John Peoples Wealth Management

David Kirkpatrick Associates

MJ Kane & Co. Accountants

E M Gray & Co

Mortgage Advisors Belfast

Medical & General Financial Solutions

Platinum Financial Planning

Retirement Planning and Investment Management Services in Ballymena Cost Estimates

Why these companies made our list

Wealth Management Advisors near Ballymena

Popular in Ballymena