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Mortgage Adviser Plymouth - Mortgages Explained

(50)

Understand
Sue
House

“Nick went above and beyond to help us achieve our end goal which was a complex situation. We would highly recommend him to anyone in the future. Everything was explained to our level of understanding. We will definitely use him again.”

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Equitas Financial

(42)

Product
Explanations
Knowledge

“James M helped me sort out life insurance, made it really straightforward to get the right cover and talked me through with the right level of detail for me to understand.”

Featured

í ¼í¼ Considering Pension Consolidation? Here's Why You Should! í ¼í¼nAre you juggling multiple pensions and feeling overwhelmed? It might be time to consider pension consolidation, and here's why it's a fantastic idea:n1ï¸â£ Simplify Your Finances: Combining your pensions into one makes managing your retirement savings a breeze. No more juggling multiple accounts and statements!n2ï¸â£ Maximize Your Returns: By consolidating, you can review and optimize your investment strategy for potentially better returns, ensuring your money works harder for you.n3ï¸â£ Reduced Fees: Having just one pension means potentially lower administrative fees, leaving more money in your retirement pot.n4ï¸â£ Easier Tracking: It's simpler to track your retirement progress when it's all in one place. Know exactly where you stand on your journey to financial security.nReady to take control of your retirement? í ½íº Consider pension consolidation and secure a brighter future! í ½í²° #PensionConsolidation #FinancialFreedom #RetirementPlanning...

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Excaliber Associates

(36)

Pensions
Remortgaging
Wills

“Having had a bad experience with another mortgage advisor when we bought our home, we went to Excaliber for advice. Calum and Stellar have been absolutely fantastic in helping us with finding us a brilliant deal on our mortgage but also with insuranc...”

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Sirius Financial

(45)

House
Product
Communication

“River was fantastic helping us to secure our first mortgage. He went above and beyond and kept us updated on the whole process and made it as stress free as possible. I could not recommend him enough!”

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Thompson & Jackson Solicitors Llp

(26)

Business, You and Your Family

“I cannot thank Michelle and Kirsty enough they handled my sale and purchase . The sale was rather protracted due to issues that arose but at all times i felt the ladies had my best interests at heart and went the extra mile i honestly could not give ...”

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Beers

(21)

Email
Conveyancing
Communication

“I cannot speak highly enough of Beers LLP. Every phone call, every email, every communication is dealt with promptly and efficiently. Our (previously seriously dented) trust in legal & conveyancing professionals has been rekindled. Thank you so very...”

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West Financial Management Co

(12)

Protection, Long-Term Care, Savings and Investments

“Been using this company for the past twenty years. Always professional and attentive to my investment needs, which have often changed over the years. They continue to provide a balanced picture on all the financial options that emerge over time. I'm ...”

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Chilcotts Law

(12)

Commercial and Contract Law, Employment Law, Litigation

“Excellent support and guidance from Adam with our house purchase. Great attention to detail and always happy to answer any questions. The admin Team were efficient and friendly.”

FAQs

What does this mean?

When a lease ends, the tenant is responsible for leaving the premises in the state of repair set out in the lease. The Schedule of Dilapidations is a list of the things that the landlord says you need to do before your lease ends to put the premises into that state. Contact us for advice as soon as possible on the extent of your repairing obligations so that work you are required to do (and no more) can be established and dealt with, and dealt with in time. Delay could mean you have to make further payments to the landlord as compensation for loss of rental income if late works mean the premises cannot be re-let straight away.

If we do that, do we have to sell it to him later if he wants, or can we change our minds?

Generally speaking, once you have entered into an option agreement with someone to buy your land, you are bound to sell it to them if and when they decide to exercise the option. As the option will be subject to the buyer obtaining planning permission, the option agreement should contain provisions enabling you to approve the planning application before it is submitted, but you would not be able to withhold approval for no good reason. We can advise you fully on this to help you make your decision, and if you decide to go ahead we can draft the Option to Purchase for you.

What do I need to do?

As you have no legal authority to deal with these matters, you will need to seek an Order permitting you to do so from the Court of Protection. This is called a Deputyship Order, which appoints you as the Deputy for the incapacitated person. Chilcotts Law specialise in these matters and can ensure that the complicated process it involves, runs as smoothly and swiftly as possible.

Can they do this?

If your relative is deemed to lack the mental capacity to make this decision for themselves, then the Local Authority should obtain prior approval from the Court of Protection before removing someone from their own home and placing them into a care home. If they do not obtain the necessary order, then they will be unlawfully depriving that person of their liberty. Additionally, if there is a Power of Attorney for Personal Welfare (or Deputyship order) in place, then the Local Authority must consult with and obtain agreement from the Attorney (or Deputy). Should you require further information about the rights of a family member and any care and treatment they are or are not receiving, please contact our team to arrange an appointment.

Could an Advance Decision conflict with a Lasting Power of Attorney for Health and Welfare?

If you register a Health and Welfare Lasting Power of Attorney (LPA), this will give your Attorney the authority to make decisions about medical treatment on your behalf. However, your Lasting Power of Attorney will not conflict with any Advance Decision you make. An Advance Decision overrides a Lasting Power of Attorney except in specific cases where the Lasting Power of Attorney was drawn up after the Advance Decision and specifically gives the Attorney authority to override the Advance Decision.

More information can also be found on the FAQ page of our website.

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Bishop Fleming

Forensic Accounting Services, Restructuring, Tax Compliance

“Welcome to the Food & Drink Knowledge Hub, providing ambitious food and drink businesses with collaborative insight that adds genuine and relevant value to growing businesses in our regions.”

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Swifs Mortgages Plymouth

(6)

“Kevin has been amazing from start to finish during the process of buying our first home. Communication was great and he has always been available to answer any questions we had. Even after buying we are still able to keep that communication open. Kev...”

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Clarity Wealth Management

(5)

Mortgage

“Exceptional advice! I recently used them for a mortgage and they made the process a breeze. I would strongly recommend Clarity”

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DFP Health & Wealth Management

(1)

“A first class team who will put you at ease very quickly. They are extremely professional and will give straightforward advice and guidance when you require it.”

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PIM Financial Services

(4)

Informative
Mortgage

“Jo is an exceptional person to have in your corner, and she really knows what's what! Jo operates with a truly ethical mindset whereby financial advice and great client outcomes being at the core of her approach is not a slogan, it's not just a ca...”

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Coast Financial

(2)

“Worth more than 5 stars. Thank you Martyn for your professional, fast and straightforward service. Highly recommended.”

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Rainbird & Co Ifa

(1)

“I can't recommend this highly enough. Absolutely super place to 'spend a penny' after an all day session in Volunteer Inn.”

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“Alan Pearson has advised us on both personal and business matters for some ten years. He has a great ability to listen and understand what is important to us, has set up structures for our finances that have proved highly advantageous and his advice ...”

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Average Cost	£3748
Minimum cost	£1250
Maximum cost	£10619
Avg Per Hour Rates	£376

Best Financial Advisors in Plymouth

The highest-rated Financial Planning & Wealth Management companies out of 47 vetted & reviewed in the Plymouth area.

Mortgage Adviser Plymouth - Mortgages Explained

Equitas Financial

Excaliber Associates

Sirius Financial

Thompson & Jackson Solicitors Llp

Beers

West Financial Management Co

Chilcotts Law

Bishop Fleming

Swifs Mortgages Plymouth

Clarity Wealth Management

DFP Health & Wealth Management

PIM Financial Services

Coast Financial

Rainbird & Co Ifa

Sound Financial Management

Cathedral Financial Management

Inspire Wealth

Jack Lawrence Insurance & Financial

Molyneux Associates

Condy Mathias - Chartered Financial Planners

GB Financial Consultancy Plymouth

Your Choice Equity Release

Alan Pearson Wealth Management

Retirement Planning and Investment Management Services in Plymouth Cost Estimates

Why these companies made our list

Wealth Management Advisors near Plymouth

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