Best Financial Advisors in Ripley

Ok, so we all know the cliche 'midlife crisis' but have you heard the term 'midlife MOT'? Although I'm a firm believer of checking that your financial planning is on track throughout your life, a midlife check-up is essential. Even if you're somebody who hasn't already made plans for retirement, making it a focus when you're aged between 45 and 54 years old can have a significant impact. So, what do we mean by a midlife MOT? We mean taking a close look at your retirement plans and whether you're on track or need to up your pension payments. Review your protection cover so you can be sure your loved ones are protected, just in case. Carefully consider how best to pay off any debt to reduce your liability in the most cost effective way. Check your investments against your attitude to risk and adjust them accordingly. And finally, ensure your estate planning is in order by updating your will and putting a Lasting Power of Attorney in place. It may not be the most glamorous thing to do but then check-ups aren't but they are an essential way of ensuring you're best placed for the future you and your family want. Here at Hampshire Hill we can help and we do so in a friendly, uncomplicated way to help you effectively manage your finances. Performing a midlife MOT is just one of the ways we can work with clients to help them achieve their financial goals.