Best Financial Advisors in Ruislip

Can you get a mortgage with one year’s accounts? Research shows that ‘non-vanilla’ customers are being turned down for financial products and services “Non-vanilla” customers refer to customers who have unconventional or complex financial situations or needs that cannot be satisfied by standard financial products and services. For example, a customer with a large amount of credit card debt or a self-employed individual with irregular income and only one year’s accounts may be considered “non-vanilla”. In the mortgage industry, “non-vanilla” customers often require more specialised lending solutions, such as unconventional loans or flexible repayment terms, to meet their financial needs. These customers may face difficulties in obtaining a mortgage from traditional mortgage lenders, who may not have the capacity or willingness to cater to their unique financial situations. Here at Greenacre we can help “non-vanilla” customers to secure a mortgage who have been rejected by a high street lender or their main bank. We can direct you to alternative specialist lenders who suit your borrowing needs. We are a Whole of Market independent mortgage broker, offering a choice of around 100 lenders and up to 25,000 different mortgage schemes. Read our blog on How do you apply for a mortgage in unique circumstances, which includes advice for these with complex financial and personal circumstances.