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Probate involves three main stages. Investigating the extent of the estate Completing tax returns and applying to the court for the grant from the probate registry, collecting the assets, paying any debts of the deceased and distributing the remaining estate.

A Settlement Agreement (formerly known as a Compromise Agreement) is a written agreement offered by your employer that offers further financial compensation or an incentive beyond your contractual entitlement to enter into a settlement and leave your employment. By signing the agreement, the right to bring an employment claim against an employer is withdrawn.

Your mortgage must be paid up until the agreed completion date and your existing lender will provide us with the figure required to redeem your mortgage up to the time of completion. Do not cancel your mortgage payments. In terms of your new mortgage offer, details should be provided of when to start paying your new mortgage.

Once you have completed, any outstanding monies will be forwarded to you via cheque or bank transfer on a sale ensuring that all payments are made to estate agents and mortgage lender to redeem any loans (if applicable).

For sales, all fees will be paid on completion including our fees, estate agent fees and the redemption of any mortgages. This will be displayed in our completion statement which we will provide for you prior to completion. For purchases, we will prepare and send to you a final completion statement for approval. Once agreed, we will then ask you to send us the outstanding balance (if required) to complete the transaction including legal fees, any out of pocket expenses and the lender fees before completion. The deposit will be needed in cleared funds before exchange of contracts.