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McCrea Financial Services

(50)

Financial Planning For Individuals, Financial Planning For Businesses, Mortgages

“I first went to McCrea Financial Services when I turned 55 as I was totally confused with pension annuities. I was introduced to Jonathan Campbell who has handled my financial affairs for 12 years. Jonathan has been excellent in the management of m...”

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Intelligent Pensions

(50)

Organisation
Review
Pension Fund

“My pension pot has been actively managed by Intelligent Pensions for many years now and continues to make better gains than the average. The annual reviews mean I have a clear picture of how much cash I'll have depending on when I retire giving me th...”

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R&G Financial Services

(48)

Stress
Sale
Company

“Recently used R&G to help sell my flat and they have been fantastic, especially Ross. Always there when I had questions right from the beginning of the process up until the end, could phone, message and email any time and would get answers straight a...”

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Callan Financial Group

(45)

Business Startup and Business Planning, Accountancy Services, Bookkeeping Services and Management Accounts

“I cannot recommend Brendan Kelly enough. He is by far the most experienced accountant I have used and I have no hesitation in recommending him. Brendan used to work for HMRC and I believe this experience gives him an edge over other accountants. Bre...”

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Aberdein Considine

(46)

Efficient
Professional
Office

“We had an offer accepted on a house for sale through Aberdein Considine and decided to use them to sell our flat too so we only had one estate agent to deal with. Everything was very straight forward from the valuer coming out, to home report being c...”

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Stewart IFA

(50)

Stress
Mortgage
First Time Buyer

“I would highly recommend Angus Bell if you are looking for financial advice. I am so thankful for his help when we were buying our first home. Angus made the experience stress free & easy. He is very professional and always gave a fast response to an...”

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Richard Webb

(42)

Options
Products
Interest

“We have been using Richard's services for over 10 years now on a host of different mortgage and financial services. Having used his services for that period and recommended him to family and friends speaks volumes. Highly professional and goes out ...”

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Martin Campbell Financial Management

(40)

Knowledge
Pension
Business

“At 50 years old, I felt embarrassed and ashamed that I had no pension and no financial planning in place! Martin Campbell guided me through the process, carefully explaining everything as we went. Nothing was a daft question to him, and he was encour...”

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Henderson Stone & Co

(26)

Long Term Care, Financial Services, Protection Insurance

“I would highly recommended Henderson & Co as the service I have received with John Collins has been excellent. I felt I was given all the information that I needed for the service I required and did not at any time feel I was being persuaded into som...”

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Cleveden Park Wealth

(22)

Future
Pension
Financial Services

“The team at CPW delivered excellent pension, mortgage, and life insurance advice. My wife and I would not hesitate to recommend CPW for any future financial needs. Mark Brown and Shirley Turnbull provided us with a very professional service, and we...”

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Independent Financial Advice Centre

(24)

Interest
Mortgage
Information

“Friendly, approachable service that helped secure us a mortgage when other brokers could not. Hollie has been a fantastic help and comfort throughout the process, giving full and relevant advice to help us make informed decisions. I have already reco...”

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Spectrum Wealth Group

(16)

Pensions
Understanding
Conversation

“Absolutely delighted with the service I received from Paul and his team at Spectrum Wealth. Paul is friendly and takes the time to really get to know you and your goals. He's extremely knowledgeable but talks to you in layman's terms. He's also very...”

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Scottish Trust Deed

(23)

Debt

“The process was was explain in full and put me at ease with a quick turn around. The documents could easily be uploaded from my mobile with an adviser walking me through it at the same time and letting me know right away when my documents were revive...”

FAQs

Can my trustee sell my house?

Yes. They can sell the property, but, if your house is jointly owned or if it is the family home, your trustee needs the permission of the other owner or anyone else who has rights to live in the house. If the other owner refuses permission to sell, the trustee can go to court to try and force what is known as a division and sale. If this is granted, the house can be sold, and your share of the money raised will go to pay off your debts. The other owner will get their share. Normally if you have Equity in your property a small re-mortgage to raise funds will prevent the home from being sold.

Will I be able to keep my car?

If your car is an inexpensive model and is needed for work, then you should be able to keep it. However, if it is an expensive model, you may be required to sell it and buy a less expensive vehicle.

What happens if my income reduces while in a Protected Trust Deed?

The first thing you should do is inform your Trustee as soon as possible. They may be able to arrange a payment break until your situation improves. However, if circumstances look like they will not improve because of, for example, long-term illness, your Trustee may be forced to petition for your sequestration. However, this is usually the very last resort.

Will my credit rating be affected?

Yes, your credit rating will be affected for up to six years. You must make the agreed repayments every month for the duration of the plan (usually 48 months) and you will not be allowed to obtain any further credit until this period has elapsed. Once this period is over you will be discharged from any existing debts and you will be free to obtain credit again. You should note, however, that granting a trust deed is an admission of apparent insolvency and it will have an impact on your ability to obtain credit in future. You may not be able to obtain credit immediately after you are discharged from your Trust Deed and you may find credit more expensive for some time after your discharge. The decision to offer credit and the charges made for it will depend on the policies operated by individual lenders.

How long does a Trust Deed last?

The typical period for a Scottish Trust Deed is 48 months. If you can repay creditors earlier, or if you have a property to sell it may be possible to finish earlier. Additionally, if you will struggle to complete your payments in 48 months, or if you arrange to make additional payments in place of the equity in your property, it may be possible to arrange a longer period. After this period, if you complete your obligations you will be discharged from your debts and you will not need to deal with your creditors.

More info can be found on the FAQ page of our website.

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HK Wealth Managers

(16)

Retirement
Savings
Market

“Subsequent to my recent retirement I asked HK Wealth to manage my future financial arrangements. I have received practical and measured advice on investments and financial management, particularly during the recent market volatility. I highly recomme...”

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Financial Clarity

(1)

Mortgages, Equity Release & Retirement, Insurance

“Financial Clarity have advised on and arranged our mortgages now for 2 properties and multiple re-mortgages. Being self-employed, these have not always been straight forward. However, Ian and his team are quite simply experts in their field, which pr...”

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Advanced Asset Consultants

(7)

Pensions, Investments, Protection

“We needed to set up a couple of SIPPs and purchase a property using them. Qasim was very professional throughout and absolutely spot on with the service provided from beginning to end. He was completely in tune with our requirements and never let us ...”

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Campbell Mackie

(3)

Pensions, Mortgages, Corporate

“Very knowledgable and great advice given about pensions, I would thoroughly recommend”

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Farrell Financial Planning

(2)

Critical Illness Cover Advice, Investment Advice, Life Assurance Advice

“I went to FFP for guidance with what to do with a pension that I had maturing, Joe looked into it, gave me great advice, after a meeting and several phone calls and him emailing to my pension provider Prudential. He didn't try to sell me anything, wh...”

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Prosperity Financial Solutions

(6)

Mortgages, Independent Financial Advice, Business Protection

“I got to know about Prosperity a few years ago when Maria Saunders came to my workplace to give advice regarding my works pension...felt so confident with the advice given I asked her to my home to look over my husband's pension. We have never looked...”

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Arthur Beverly Financial Management

(2)

Ethical Investing, Auto Enrolment, Protection

“Lovely guy - Arthur knows his stuff and makes you feel completely at ease with financial affairs. Highly recommended.”

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Georgetown Wealth Management

(1)

Pensions, Advice For Business Owners, Protection

“Great communication from start to finish.”

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DM Pension & Investment Solutions

(29)

Questions
Information
Company

“I required advice regarding my pension and selected DM Pension & Investment Solutions based on their location. I met with David and he listened to my requirements and ensured he had all the information necessary to provide me with advice. The pack ...”

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Gemap Scotland

(9)

“Best thing since slice bread these guys gave me a reason too live again citizens advice ain't even a patch on these guys helped me with family issues also personal and came up tops thank you so much 💝 …”

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Vance Financial Management

(5)

Cookie Policy, Sitemap, Give Us Your Feedback

“David Vance is very professional and an excellent independent financial advisor. My husband and I are very happy with all the financial advice offered over the last 17 years. I would highly recommend him to anyone serious about investing. Positive Re...”

Featured

Why Take Financial AdviceWhy take financial advice Before you can determine what the value in paying for professional advice is, you must first understand what a financial adviser can do for you. Financial advisers help set and assess appropriate, realistic and manageable financial goals. So why should you pay for an adviser when you manage your own money, already have a pension or turn to the internet for all of life’s questions? Simple, even a seemingly straight forward financial goal can involve numerous decisions and a lot of time and effort to make your optimal return of investment. Just like you wouldn’t want to try to fix a broken-down car without any auto mechanic training or build a house without paying an architect, you should not make life-altering financial decisions without asking for at least some degree of paid for help. How can we help achieve your financial goals? At Vance Financial Management, we provide individuals and businesses with clear, straightforward and concise advice. For us it is so important that you feel comfortable and fully understand the advice we’re giving you and we do so in a very approachable manner.

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Average Cost	£3569
Minimum cost	£1191
Maximum cost	£10111
Avg Per Hour Rates	£359

Best Financial Advisors in Bearsden

The highest-rated Financial Planning & Wealth Management companies out of 55 vetted & reviewed in the Bearsden area.

McCrea Financial Services

Intelligent Pensions

R&G Financial Services

Callan Financial Group

Aberdein Considine

Stewart IFA

Richard Webb

Martin Campbell Financial Management

Henderson Stone & Co

Cleveden Park Wealth

Independent Financial Advice Centre

Spectrum Wealth Group

Scottish Trust Deed

HK Wealth Managers

Financial Clarity

Advanced Asset Consultants

Campbell Mackie

Farrell Financial Planning

Prosperity Financial Solutions

Arthur Beverly Financial Management

Georgetown Wealth Management

DM Pension & Investment Solutions

Gemap Scotland

Vance Financial Management

Retirement Planning and Investment Management Services in Bearsden Cost Estimates

Why these companies made our list

Wealth Management Advisors near Bearsden

Popular in Bearsden