Best Financial Advisors in Littlehampton

With a lifetime mortgage you continue to own 100% of your home and can remain living in it. The loan is secured against your home, much like a conventional mortgage. For a home reversion plan you sell part or all of your home to a lender, who will then receive payback from the eventual sale of your home. You have the right to reside in your house if you take out a home reversion plan, subject to meeting lenders terms and conditions.

This will depend on your age and the value of your property. The older you get, the larger percentage of the value you can access. Some lenders also take into account your health and lifestyle to increase the amount you can release. As an example, a 70-year-old might be able to release up to 41% of their homes value. We talk through all these factors with you during your no-obligation fact find appointment, before advising you whether or not we think that equity release is your best option.

Being part of a large equity release advisory group we have extensive knowledge of the marketplace, lenders criteria and advanced sourcing technology to enable us to tailor a plan that provides you with the best outcome based on your circumstances, preferences, and priorities.

We are fully transparent and record all our conversations to ensure that you are fully protected as part of the advisory process we undertake either over the phone, online or face-to-face. We will confirm any set-up fees involved to put an equity release plan in place, which forms part of our market leading recommendation reports.