Best Financial Advisors in Chippenham

We research details on all the available products from every mortgage company. This means we can always choose from the best products available to fulfil your needs at any time.

The time scales can vary considerably when applying for a mortgage and are dependent upon many factors, such as whether you are purchasing a new property or remortgaging. We can usually arrange an agreement in principle within 24 hours & once we have all of the required paperwork from you we will submit the application right away. If you are remortgaging this can take around four weeks but this does depend on how quickly your solicitor acts, which can delay the process.

How much you can borrow will depend on your income and whether or not you have any other financial commitments, i.e. loans, credit cards, maintenance payments. It will also depend on how much deposit you have to put down as an initial down-payment on your property. To find out exactly how much you can borrow, contact us today and we will advise you on your mortgage options.

Certainly there may be fees involved. Sometimes you may need to pay conveyancing fees to a solicitor, there may be an early repayment penalty, you may have to pay for a property valuation and there may be a mortgage arrangement fee. However, the new lender may agree to pay some or all of the costs involved.

Yes.. we will always treat you fairly. You can expect in all our dealings with you that we will: treat you as we ourselves would expect to be treated never take advantage of you be open and honest quickly put right any mistake that we make